Banking for Financial Institutions

The Financial Institutions Group at Atlantic Capital Bank works with community banks to address the challenges of today’s bank environment. With our current focus on liquidity management, we offer a program providing attractive alternatives for managing our clients’  funds, addressing their need for security and liquidity while frequently providing a substantial improvement in yield.

Our financial strength and industry experience supports our commitment to developing strong partnerships with community banks. In today’s bank environment, traditional approaches to correspondent banking must be reevaluated. At Atlantic Capital Bank, we focus on understanding the needs of our bank clients and working together to develop new solutions. Starting with our Funds Management Program, we have developed a new approach that provides a high degree of confidence that our client banks will be receiving the highest yields available for deploying their excess funds.

Contact us
To discuss our program or to receive additional information, please contact Clell Deaver at 404.995.6088, or send an email to acb-fig@atlanticcapitalbank.com.

Financial Institution Money Market Account       *Download a pdf

Financial Institution Money Market Accounts are priced at a spread over the Atlantic Capital Bank Fed Funds Program.

 • Interest on deposits is calculated on a 360-day basis
 • Up to six transfers per month by pre-authorized wire transfer, automatic or phone agreement
   (including up to three checks)
 • Simple interest accrues daily and is deposited to your account monthly
 • Cutoff time for same-day investments is 2 p.m. Eastern Time
 • Minimum deposit amount of $500,000


Fed Funds Program      *Download a pdf

Fed Funds, sold to Atlantic Capital Bank as principal on a TFN (until further notice) basis, are priced at a spread over the Fed Funds open rate each day to hold a competitive advantage over the regional market average.

 • Principal automatically remains invested on a daily basis
 • Interest accrues daily and is deposited to your account weekly.
 • Investment confirmation reports are provided at time of change and weekly interest payments
 • Fed Funds cutoff time for same-day investments is 2 p.m. Eastern Time
 • Rates set prior to 10:00 a.m. Eastern Time
 • Minimum overnight investment is $100,000
 • Competitive term products for financial institutions are also available and can be arranged according to
    your institution’s needs