Atlantic Capital Bank will be closed Monday, May 30 in honor of Memorial Day and will reopen Tuesday, May 31.

Financial Institution Banking

Thanks for printing!  Don't forget to come back to Atlantic Capital Bank for fresh articles!

Today’s bank environment has made it necessary to re-evaluate traditional approaches to correspondent banking. The Financial Institutions Group at Atlantic Capital Bank works with community banks to address new industry challenges. We offer a liquidity management program that provides attractive alternatives for managing our client banks’ funds, addressing their need for security and liquidity while often providing the highest yields available.

Atlantic Capital Bank’s financial strength and industry experience support our commitment to developing strong partnerships with community banks.

Products and Services    

Financial Institution Money Market Account

Financial Institution Money Market Accounts are priced at a spread over the Atlantic Capital Bank Fed Funds Program.
  • Interest on deposits is calculated on a 360-day basis
  • Up to six debits per month
  • Simple interest accrues daily and is deposited to your account monthly
  • Cutoff time for same-day investments is 2p.m. Eastern Time
  • Minimum deposit amount of $500,000

Fed Funds Program (As Principal)

Fed Funds, sold to Atlantic Capital Bank as principal on a TFN (until further notice) basis, are priced at a spread over the Fed Funds open rate each day to provide a yield premium over the regional market average.
  • Principal automatically remains invested on a daily basis
  • Interest accrues daily and is deposited to your account weekly
  • Fed Funds cutoff time for same-day investments is 2p.m. Eastern Time
  • Rates set prior to 10:00a.m. Eastern Time
  • Minimum overnight investment is $100,000
  • Competitive term products for financial institutions are also available and can be arranged according to your institution’s needs
To discuss our program or to receive additional information, please contact Phillip Rogers at (404) 995-6215 or click below to submit an inquiry.