Vice President Risk Management With Abl Experience

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Vice President, Risk Management with ABL Experience


Type:  Regular, Full-Time, Exempt


Position Summary:
This position is responsible for underwriting, approval, documentation, closing, and portfolio management for the types of commercial loans described below.  This position will support several Commercial Banking Client Managers.

- Loans to businesses with $5 million to $250 million in annual revenues

- Working capital lines of credit with and without borrowing bases

- Secured term loans including owner-occupied real estate



Principal Responsibilities:
- Lead opportunity assessment discussions with Client Managers to determine acceptability of  proposed credit transactions


- Assist Client Managers with the development of loan structures and preparation of term sheets


- Review commercial loan opportunities with Senior Risk Officer

- Lead and complete due diligence for commercial loans

- Underwrite and approve commercial loans

- Represent Risk Management in meetings with clients and prospects

- Prepare complete credit authorization memorandums

- Prepare, review, and negotiate commercial loan documents

- Present credit relationships to Management Credit Committee

- Manage new and existing credit relationships including monitoring borrowers' financial condition, loan compliance, and collateral position

- Participate in computer-based, as well as on the job training

- Comply with Bank Secrecy Act, OFAC, and USA PATRIOT Act, including Customer Identification Program, customer due diligence, and identifying high risk accounts, reporting suspicious activities to Supervisor or BSA Department.


Requirements:

Education: 
- Minimum of Bachelor's degree, preferably in Finance or Accounting

- Completion of a formal bank credit training program is preferred


Experience
- At least 4 years experience in underwriting commercial loans for companies with $5 million to $250 million in annual revenues

- Experience in underwriting and managing a portfolio of asset-based lending relationships preferred


Skills and Knowledge:
- Ability to underwrite and approve commercial loans independently

- Ability to review and negotiate attorney-prepared commercial loan documents independently

- Experience calling independently on commercial banking clients and prospects

- Excellent oral and written communication and presentation skills

- Strong interpersonal and organizational skills and effective time management

- Proficient in use of PC software tools including Excel, PowerPoint, Word, and financial statement spreading tools


To apply for this position, please [Click here].