Consumer Financial Resources

CFPB Toolkit for Financial Services Program Providers

The CFPB has announced the development and availability of "Your Money, Your Goals," a new field-tested toolkit for financial services programs. The toolkit can be used to inform consumers about:

  • Making spending decisions that help them reach their goals
  • Avoiding tricks and traps as they choose financial products
  • Ordering and fixing credit reports
  • Making decisions about repaying debts and taking on new debt
  • Keeping track of their income and bills
  • Deciding if they need a checking account and understanding what they need to open one

For Young Adults and Teens: Quick Tips for Managing Your Money

This newsletter from the FDIC offers teens and young adults tips on managing school loans, getting a good deal on an auto loan, building credit, and saving money.

Consumer Ed - A Guide to Making Smart Credit Decisions

Making a major purchase or using a credit card can be an overwhelming and confusing experience. The Governor's Office of Consumer Protection has designed the Consumer Ed website as a comprehensive resource to help you make wise decisions - whether you're buying a car, getting your first house or apartment, applying for credit or trying to manage your money.

Your Credit Reports and Credit Scores: Simple Steps to Make Them Better

The FDIC published this helpful article about how to improve your credit reports and credit scores.

For Seniors: Choosing the Right Investment Adviser

Not all financial professionals with titles like “retirement adviser” and “senior specialist” are qualified to help you manage your money. As you shop for financial advice or products, ask yourself: Is my adviser really an expert in my needs?

Learn About Identity Theft

On this site, run by the Federal Trade Commission, consumers can learn how to avoid identity theft - and learn what to do if their identity is stolen. Visit the site.

Overdraft Rules for Debit and ATM Cards

New Federal Reserve rules give debit and ATM card users additional options regarding overdrafts.

Credit Decision and Notice Guide for Consumers

Maintained by the Federal Reserve, this web site is intended to help consumers understand the new notices they will receive when credit reports or credit scores affect a lender's decision to grant credit.

Fraud Alerts from the FDIC

The FDIC publishes Consumer Alerts on this website concerning current scams.

Foreclosure Prevention

Hosted by the FDIC, this website provides information that may be helpful to consumers on foreclosure-related issues.

FDIC Electronic Deposit Insurance Estimator

EDIE lets consumers know, on a per-bank basis, how the insurance rules and limits apply to a depositor's specific group of deposit accounts - what's insured and what portion (if any) exceeds coverage limits at that bank. EDIE also allows the user to print the report for their records.