Personal Credit Cards

With Atlantic Capital Bank's personal credit cards, we offer the right card to meet your needs, whether you’re managing your household finances, planning your dream vacation, or building strong credit for the future.

Take a look at our secure credit card options below, and find the one that’s right for you. When you see the credit card you want or even if you want more information, click the Apply Now button below. You can also visit your local branch to apply in person.

 

Save with a longer intro rate.

Visa® Platinum Card

Save on interest with an extended introductory rate and pay down other credit card balances faster.

 

Earn valuable rewards

Visa® Bonus Rewards Card

Watch your rewards add up fast with 1 point for every $1 you spend on eligible net purchases, and receive automatic bonus points each month. Plus get $25 cash back1 after your first purchase.

Man holding mobile phone and credit card

Visa® Bonus Rewards PLUS Card

Watch your rewards add up even faster with 1 point for every $1 you spend on eligible net purchases, and receive even more automatic bonus points each month. Plus get $50 cash back1 after your first purchase – all with a low annual fee.

Cash Rewards American Express® Card

Earn cash back1 every time you use your card: 3% on gas, 2% at supermarkets, and 1% on all other eligible net purchases, plus $25 cash back1 after your first purchase.

Travel Rewards American Express® Card

Earn great rewards faster with 3X reward earnings on airline net purchases and 2X reward earnings on restaurant and hotel net purchases and 1X reward earnings on all other eligible net purchases, plus get $75 cash back1 after your first purchase – all with a low annual fee.

 

Build your credit.2

Visa® College Rewards Card

Get off to the right start with a great rate and manageable credit line, plus earn rewards on your everyday spend.

Visa® Secured Card

Start building (or rebuilding) your credit history, even if you’ve been turned down for other credit cards, with flexible credit lines based on a security deposit and a low annual fee.

Apply Now

 

Already have a card?

Log In

 

  1. Reward points can be redeemed as a cash deposit to a checking or savings account or as a statement credit to your credit card account. First purchase bonus points will be applied 6 to 8 weeks after first purchase and are not awarded for balance transfers or cash advances.
  2. Late payments and going over the credit limit may damage your credit history.

The creditor and issuer of these Cards is Elan Financial Services, pursuant to separate licenses from Visa U.S.A. Inc. and American Express. American Express is a federally registered service mark of American Express.