Privacy

FACTS

WHAT DO ATLANTIC CAPITAL BANK, N.A., SOUTHEASTERN TRUST CO. AND ATLANTIC CAPITAL BANCSHARES, INC. DO WITH YOUR PERSONAL INFORMATION?

 

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

 

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number and transaction history,
  • Account balances and payment history, and
  • Credit history and credit scores.
When you are no longer our customer, we continue to share your information as described in this notice.

 

How?

All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons Atlantic Capital Bank, NA and Atlantic Capital Bancshares, Inc. choose to share; and whether you can limit this sharing.

 

Reasons we can share your personal information Do Atlantic Capital Bank, N.A., Southeastern Trust Co. & Atlantic Capital Bancshares, Inc. Share? Can you limit this sharing?
For our everyday business purposes- such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus Yes No
For our marketing purposes- to offer our products and services to you Yes No
For joint marketing with other financial companies Yes No
For our affiliates' everyday business purposes - information about your transactions and experiences No We don't share
For our affiliates' everyday business purposes - information about your creditworthiness No We don't share
For our affiliates to market to you No We don't share
For our non-affiliates to market to you No We don't share

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Questions?

Call 855.693.7422 or go to
www.atlanticcapitalbank.com

 

Who We Are  
Who is providing this notice? Atlantic Capital Bank, NA and
Southeastern Trust Co., a division of Atlantic Capital Bank
Atlantic Capital Bancshares, Inc.

 

What We Do  
How do Atlantic Capital Bank, N.A., Southeastern Trust Co. and Atlantic Capital Bancshares, Inc. protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How do Atlantic Capital Bank, N.A., Southeastern Trust Co. and Atlantic Capital Bancshares, Inc. collect my personal information?

We collect your personal information, for example, when you:

  • Open an account or deposit money,
  • Pay your bills or apply for a loan, or
  • Use your credit or debit card.
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can't I limit all sharing?

Federal law gives you the right to limit only:

  • Sharing for affiliates' everyday business purposes - information about your creditworthiness, 
  • Affiliates from using your information to market to you, or
  • Sharing for non-affiliates to market to you.
State laws and individual companies may give you additional rights to limit sharing.

 

Definitions  
Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

  • Atlantic Capital Bank, N.A., Southeastern Trust Co. and Atlantic Capital Bancshares, Inc. do not share with our affiliates.
Nonaffiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

  • Atlantic Capital Bank, N.A., Southeastern Trust Co. and Atlantic Capital Bancshares, Inc. do not share with non-affiliates so they can market to you.
Joint Marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • Our joint marketing partners include companies that provide specialized financial service such as credit card companies.

 

Other Important Information
For Alaska, Illinois, Maryland and North Dakota Clients. We will not share personal information with non-affiliates either for them to market to you or for joint marketing – without your authorization.
For California Clients. We will not share personal information with non-affiliates either for them to market to you or for joint marketing – without your authorization. We will also limit our sharing of personal information about you with our affiliates to comply with all California privacy laws that apply to us.
For Massachusetts, Mississippi and New Jersey Clients. We will not share personal information from deposit or share relationships with non-affiliates either for them to market to you or for joint marketing – without your authorization.
For Vermont Clients. We will not share personal information with non-affiliates for them to market to you without your authorization and we will not share personal information with affiliates for joint marketing about your creditworthiness without your authorization.
For Nevada Clients. State law requires that we provide residents with the following contact information: Bureau of Consumer Protection, Office of the Nevada Attorney General, 555 E. Washington Street, Suite 3900, Las Vegas, NV 89101; Phone: 702.486.3132; Email: [email protected]
Do Not Call Policy. This notice is Atlantic Capital Bank’s Do Not Call Policy under the Telephone Consumer Protection Act. Atlantic Capital abides by all federal and state regulations on telephone usage, maintains an internal Do Not Call list and makes no telemarketing calls to numbers on this list. All Do Not Call requests are implemented within 30 days and the selection is permanent – unless you elect to remove your number from the list. If you communicate with us by telephone, we may monitor or record the call.