Atlantic Capital Bank, N.A. has merged with and into SouthState Bank, N.A. Please visit to learn more.

For information regarding PPP Forgiveness, please click here.

Kathy Andrews

Kathy Andrews

Kathy Andrews

Long-distance runners know how to stay on track. Kathy Andrews brings the same focus and resilience in her love of running to her work with clients at Atlantic Capital. She uses her three decades of experience and knowledge of cash management to make life simpler for her corporate clients and keep their businesses moving in the right direction.



Hometown: Stoneham, Massachusetts

Education: Colby College, Emory University’s Goizueta Business School (M.B.A.), University of North Carolina’s Executive Leadership Program

Current Position: SVP, Treasury Services Manager

Commitment, reliability, and efficiency are the defining characteristics of Kathy Andrews. She has worked in finance her entire career and is considered an expert in her field. She has an equal amount of experience in giving back to her community, whether it be through volunteering with local events or helping start a neighborhood charter school. Kathy doesn’t let obstacles stop her from reaching her goals.

Meet Kathy Andrews: She’s a woman, and she leads.

How did you get started in your career?

I began my career at Wachovia as a Relationship Manager calling on large corporate clients in California and Arizona. Ironically enough, my manager at the time was Doug Williams, the current CEO of Atlantic Capital.  I transitioned from a Relationship Manager into Treasury Services and eventually into management, where I was responsible for a large corporate treasury sales group. After 15 years at Wachovia, I left to become a Business Manager at Neighborhood Charter School (NCS) in Atlanta.  I was both professionally and personally invested in the school, as my own kids attended. I eventually moved back into banking as a Treasury Services Sales Consultant for Wells Fargo before joining Atlantic Capital in 2013.

Tell us about a typical day.

I establish relationships with clients and design the best solution for their unique business needs to make their day-to-day lives easier. I work with our bankers from the beginning to establish a holistic approach to the relationship. My clients range from small businesses to larger commercial clients on both the public and private side. I enjoy getting to know our customers on a personal level, as our department plays a key role in growing their businesses.  At the end of the day, my job is to solve business problems so our customers are in the best position to succeed.

What is your proudest accomplishment?

My husband and I were actively involved, along with a number of our neighbors, in starting the Neighborhood Charter School (NCS) in our Atlanta neighborhood. Families were consistently moving away to place their children in better school systems, and we wanted to be a part of solving this problem. My background in banking and finance led me to become the NCS Business Manager. I managed the cash flow, maintained strong banking relationships, and orchestrated Treasury Services for the organization. In addition to working on the business side of the school, I sat on the board and was heavily involved in the PTCA.  Now, ANCS (formerly known as NCS) is a thriving school and a staple in our neighborhood. My husband and I are proud to have played a role in creating such a meaningful establishment.

Who inspires you?

My parents. They were the ones who first encouraged me to break into finance and provided experiences that helped fundamentally shape who I am today. They taught me the importance of hard work, humility, and giving back to your community. Growing up, my parents owned a children’s clothing and shoe store with a focus on hard-to-fit children. They had the natural ability to make any child feel special, and the attitude was contagious. Our entire family worked in the store. My siblings and I grew up cleaning the store, stocking shelves, making bank deposits, wrapping presents for customers during the holidays, etc.  Growing up in a family business provided me a firsthand experience in understanding the rich complexities of small businesses that I continue to use throughout my career.

Outside of working in their store, my parents and my aunt and uncle also volunteered and organized a group that made meals once a month for the working poor. These are individuals who have jobs but still need assistance with meals. For 10 years, they shopped for the groceries, made the meals, and served the food to hundreds of people. I can only hope to make such an impact on the lives of others as they have.

What do you like to do in your free time?

One of my favorite activities is working out, which doubles as my social outlet. I run or participate in boot camp with my friends, and that’s our time to catch up. I also enjoy volunteering in my community and am continually seeking out new opportunities to give back and get involved. As a family, we love playing and watching sports. My husband and I are both from the Northeast, but all of our kids were born and raised in Atlanta, so our favorite teams are quite varied. The one team we all agree on is Atlanta United. We have season tickets and rarely miss an opportunity to cheer them on!

What advice would you give to women starting their careers?

Be nice to everyone! Just be kind, and never burn bridges—that’s my advice. Don’t be afraid to fail, and if you do, learn from it and keep going. Compete with yourself to always do better, but never forget you are part of a team. It’s the same for balancing work and family; you need to be flexible. Balancing both spheres of life is a constant, daily challenge. You have to be willing to adapt as life shifts and changes.

Kathy Andrews creates opportunities to be helpful both professionally and personally. She is efficient and innovative, with a long record to prove it. Because women like Kathy take the lead, Atlantic Capital helps clients bank in the right direction.  If you or your business would like to simplify your cash management or find out how you can benefit by taking advantage of Kathy’s Treasury Services expertise, click here.

Address Book Address Card adjust Alarm Clock align-center align-justify align-left align-right Allergies ambulance American Sign Language Interpreting Anchor Angle Double Down Angle Double Left Angle Double Right Angle Double Up angle-down angle-left angle-right angle-up Archive Alternate Arrow Circle Down Alternate Arrow Circle Left Alternate Arrow Circle Right Alternate Arrow Circle Up Alternate Arrow Down Alternate Arrow from Bottom Alternate Arrow from Left Alternate Arrow from Right Alternate Arrow from Top Alternate Arrow Left Alternate Arrow Right Alternate Arrow Square Down Alternate Arrow Square Left Alternate Arrow Square Right Alternate Arrow Square Up Alternate Arrow to Bottom Alternate Arrow to Left Alternate Arrow to Right Alternate Arrow to Top Alternate Arrow Up Arrow Circle Down Arrow Circle Left Arrow Circle Right Arrow Circle Up arrow-down Arrow from Bottom Arrow from Left Arrow from Right Arrow from Top arrow-left arrow-right Arrow Square Down Arrow Square Left Arrow Square Right Arrow Square Up Arrow to Bottom Arrow to Left Arrow to Right Arrow to Top arrow-up Arrows Alternate Arrows Alternate Arrows Horizontal Alternate Arrows Vertical Arrows Horizontal Arrows Vertical Assistive Listening Systems asterisk At Audio Description backward Badge Check Badge Balance Scale ban Band-Aid barcode Barcode Alternate Barcode Read Barcode Scan Bars Baseball Baseball Ball Basketball Ball Basketball Hoop Bath Battery Bolt Battery Empty Battery Full Battery 1/2 Full Battery 1/4 Full Battery Slash Battery 3/4 Full Bed beer bell Bell Slash Bicycle Binoculars Birthday Cake Blind bold Lightning Bolt Bomb book bookmark Bowling Ball Bowling Pins Box Box Check Boxes Boxing Glove Braille Briefcase Medical Briefcase Browser Bug Building bullhorn Bullseye Burn Bus Calculator Calendar Alternate Calendar Calendar Check Calendar Edit Calendar Exclamation Calendar Minus Calendar Plus Calendar Times camera Alternate Camera Retro Camera Capsules Car Caret Circle Down Caret Circle Left Caret Circle Right Caret Circle Up Caret Down Caret Left Caret Right Caret Square Down Caret Square Left Caret Square Right Caret Square Up Caret Up Shopping Cart Arrow Down Add to Shopping Cart certificate Area Chart Bar Chart Line Chart Pie Chart Check Check Circle Check Square Chess Chess Bishop Alternate Chess Bishop Chess Board Chess Clock Alternate Chess Clock Chess King Alternate Chess King Chess Knight Alternate Chess Knight Chess Pawn Alternate Chess Pawn Chess Queen Alternate Chess Queen Chess Rook Alternate Chess Rook Chevron Circle Down Chevron Circle Left Chevron Circle Right Chevron Circle Up Chevron Double Down Chevron Double Left Chevron Double Right Chevron Double Up chevron-down chevron-left chevron-right Chevron Square Down Chevron Square Left Chevron Square Right Chevron Square Up chevron-up Child Circle Circle Notched Clipboard Clipboard Check Clipboard List Clock Clone Closed Captioning Cloud Cloud Download Cloud Download Alternate Cloud Upload Cloud Upload Alternate Club Code Code Branch Code Commit Code Merge Coffee cog cogs Columns comment Alternate Comment comments Compass Compress Alternate Compress Compress Wide Conveyor Belt Conveyor Belt Alternate Copy Copyright Credit Card Credit Card Blank Credit Card Front Cricket crop Crosshairs Cube Cubes Curling Cut Database Deaf Desktop Alternate Desktop Diagnoses Diamond DNA Dollar Sign Dolly Dolly Empty Dolly Flatbed Dolly Flatbed Alternate Dolly Flatbed-empty Dot Circle Download Dumbbell Edit eject Horizontal Ellipsis Alternate Horizontal Ellipsis Vertical Ellipsis Alternate Vertical Ellipsis Envelope Envelope Open Envelope Square eraser Euro Sign Exchange Alternate Exchange exclamation Exclamation Circle Exclamation Square Exclamation Triangle Expand Alternate Expand Expand Arrows Alternate Expand Arrows Expand Wide External Link Alternate External Link External Link Square Alternate External Link Square Eye Eye Dropper Eye Slash fast-backward fast-forward Fax Female Field Hockey fighter-jet File Alternate File Archive File Audio File Check File Code File Edit File Excel File Exclamation File Image File Medical File Medical File Alternate Minus File PDF File Plus File Powerpoint File Times File Video File Word File Film Alternate Film Filter fire fire-extinguisher First Aid flag flag-checkered Flask Folder Folder Open font Football Ball Football Helmet Forklift forward Frown Futbol Gamepad Gavel Gem Genderless gift Martini Glass Globe Golf Ball Golf Club Graduation Cap H Square H1 Heading H2 Heading H3 Heading Hand Holding Box Lizard (Hand) Paper (Hand) Peace (Hand) Hand Pointing Down Hand Pointing Left Hand Pointing Right Hand Pointing Up Pointer (Hand) Hand Receiving Rock (Hand) Scissors (Hand) Spock (Hand) Handshake Hashtag HDD heading headphones Heart Heartbeat Hexagon History Hockey Puck Hockey Sticks home hospital Hospital Alternate Hospital Symbol Hourglass Hourglass End Hourglass Half Hourglass Start I Beam Cursor Identification Badge Identification Card Identification Card Alternate Image Images inbox Inbox In Inbox Out Indent Industry Alternate Industry Info Info Circle Info Square Inventory italic Jack-o'-lantern key Keyboard Language Laptop leaf Lemon Level Down Level Down Alternate Level Up Level Up Alternate Life Ring Lightbulb Link Turkish Lira Sign List List Alternate list-ol list-ul location-arrow lock Alternate Lock Lock Open Alternate Lock Open Alternate Long Arrow Down Alternate Long Arrow Left Alternate Long Arrow Right Alternate Long Arrow Up Long Arrow Down Long Arrow Left Long Arrow Right Long Arrow Up Low Vision Luchador magic magnet Male Map map-marker Map Marker Alternate Map Pin Map Signs Mars Mars Double Mars Stroke Mars Stroke Horizontal Mars Stroke Vertical medkit Meh Mercury Microchip microphone Alternate Microphone Microphone Slash minus Minus Circle Minus Hexagon Minus Octagon Minus Square Mobile Phone Alternate Mobile Mobile Android Alternate Mobile Android Money Bill Money Bill Alternate Moon Motorcycle Mouse Pointer Music Neuter Newspaper Medical Notes Object Group Object Ungroup Octagon Outdent Paint Brush Pallet Pallet Alternate Paper Plane Paperclip paragraph Paste pause Pause Circle Paw Pen Alternate Pen Pen Square pencil Alternate Pencil Pennant Percent Phone Phone Slash Phone Square Phone Volume Pills plane Alternate Plane play Play Circle Plug plus Plus Circle Plus Hexagon Plus Octagon Plus Square Podcast Poo Portrait Pound Sign Power Off Prescription Bottle Prescription Bottle Alternate print Procedures Puzzle Piece qrcode Question Question Circle Question Square Quidditch quote-left quote-right Racquet random Landscape Rectangle Portrait Rectangle Wide Rectangle Recycle Redo Alternate Redo Registered Trademark Repeat Repeat 1 Alternate Repeat 1 Alternate Repeat Reply reply-all Retweet Alternate Retweet road rocket rss RSS Square Ruble Sign Indian Rupee Sign Save Scanner Scanner Keyboard Scanner Touchscreen Scrubber Search Search Minus Search Plus Server Share Share All Alternate Share Alternate Share Square Share Square Shekel Sign shield Alternate Shield shield Ship Shipping Fast Shipping Timed Shopping Bag Shopping Basket shopping-cart Shower Shuttlecock Sign In Alternate Sign In Sign Language Sign Out Alternate Sign Out signal Sitemap Horizontal Sliders Square Horizontal Sliders Vertical Sliders Square Vertical Sliders Smile Smoking Snowflake Sort Sort Alpha Down Sort Alpha Up Sort Amount Down Sort Amount Up Sort Down (Descending) Sort Numeric Down Sort Numeric Up Sort Up (Ascending) Space Shuttle Spade Spinner Spinner Third Square Square Full Star Exclamation Star star-half step-backward step-forward Stethoscope Sticky Note stop Stop Circle Stopwatch Street View Strikethrough subscript Subway Suitcase Sun superscript Sync Alternate Sync Syringe table Table Tennis tablet Alternate Tablet Tablet Android Alternate Tablet Android Rugged Tablet Tablets Tachometer Alternate Tachometer tag tags Tasks Taxi Tennis Ball Terminal text-height text-width th th-large th-list Thermometer Thermometer Empty Thermometer Full Thermometer 1/2 Full Thermometer 1/4 Full Thermometer 3/4 Full thumbs-down thumbs-up Thumbtack Ticket Alternate Ticket Times Times Circle Times Hexagon Times Octagon Times Square tint Toggle Off Toggle On Trademark Train Transgender Alternate Transgender Trash Alternate Trash Tree Tree Alternate Triangle trophy Alternate Trophy truck TTY Television Retro Televison Umbrella Underline Undo Alternate Undo Universal Access University unlink unlock Alternate Unlock Upload US Dollar Circle US Dollar Square User Alternate User User Circle user-md Add User User Secret Remove User Users Utensil Fork Utensil Knife Utensil Spoon Utensils Alternate Utensils Venus Venus Double Venus Mars Vial Vials Video Volleyball Ball volume-down volume-mute volume-off volume-up Warehouse Warehouse Alternate Watch Weight Wheelchair Whistle WiFi Window Alternate Window Window Close Window Maximize Window Minimize Window Restore Won Sign Wrench X-Ray Yen Sign Facebook Twitter Instagram LinkedIn LinkedIn In