Click here for information on Small Business Administration (SBA) lending.
When clients are neighbors, business is personal
We understand that small businesses operate differently, and as such, we are able to customize our services to meet your organization’s needs.
Our Small Business Checking Basics
These core features are available on all small business checking accounts:
- Free Online Banking & Bill Pay
- Free Debit Card
- Value Savings
- Over 55,000 in-network ATMs
- Free e-Statements
Say “goodbye” to visits to the branch and “hello” to banking on the go … Go! Mobile.
With Atlantic Capital’s Go! Mobile consumer banking app, you can securely bank anytime, anywhere. Use the app on your iPhone, iPad, or Android device to:
- Deposit checks
- View account balances and transaction history
- Transfer funds between ACB accounts
- Find an ATM
- Contact client services
- Email alert notifications
- Pay bills**Requires Online Bill Pay
Sign up for Go! Mobile:
1. Download the app from your device. Visit the App Store or Google Play and search for “Atlantic Capital Bank”. Download the app.
DOWNLOAD FOR IPHONE
DOWNLOAD FOR IPAD
DOWNLOAD FOR ANDROID
2. Register the app. Open the Go! Mobile app and select the button that reads “New User? Tap to Register.” You will be prompted to accept the terms of our Online and Mobile Banking Agreement. Once you do, enter your customer verification information. Once verified, you will be asked to create a username and password. *Please note that Go! Mobile user credentials are not associated with online banking credentials.3. Use the App. Deposit checks, transfer funds, and view your balances from anywhere with ACB Go! Mobile.
Go! Mobile User Resources:
Read our FAQs for more information on using the app.
Please call Customer Care at (855) 693-7422.
View Our Checking Accounts
See a side-by-side comparison of our small business checking accounts.
|Account Type||# Transactions Included||Per Item Charge if Over||Minimum Balance||Service Charge Below Minimum||Mobile Banking||Mobile Deposit|
|Blue Business 100||100||$0.25||N/A||N/A|
|Gold Business 250||250||$0.25||$3,000||$10/month|
|Checking + Interest||250||$0.25||$3,000||$10/month|
View Our Savings and MMA Accounts
See a side-by-side comparison of our small business savings and MMA accounts.
|Account Type||Interest*||Minimum Balance||Service Charge Below Minimum Balance||# of Withdrawals Before Charge||Per Item Overage Charge||Mobile Banking||Mobile Deposit|
|Blue Savings||variable rate||$300||$5/month||6||$10|
|Gold Money Market||variable rate||$3,500||$20/month||6||$10|
|Black Money Market||variable rate||$10,000||$30/month||6||$10|
*Interest will be compounded daily and credited to the account each statement cycle using the Daily Balance Method. This method applies a daily periodic rate to the principal balance in the account each day. Statements on savings are generated quarterly unless an electronic transaction occurs, then statements are sent monthly.
Small Business Starter Kit
Atlantic Capital’s Small Business Starter Kit aids customers who struggle with growing their business due to previous credit challenges, moving them closer to their goals.
- Free business checking account
- Online business banking
- Free mobile app with mobile deposit
- Access to our Business Credit Booster Product
- Up to $10,000 loan*
- Stress free payment plan
- No setup or monthly service fees
To learn more about our Small Business Starter Kit, contact Jennifer Andersen Smith*conditions apply, contact us for details.
Worried about overdrawing your account? Enabling transfers from another Atlantic Capital account allows Atlantic Capital to pull the difference from a connected account, 1saving you from hefty NSF fees. Any of these accounts are transfer possibilities:
- Savings accounts
- Money market accounts
- Personal lines of credit
- Other checking accounts
Contact Customer Care (855-693-7422) to enable Overdraft Protection on your checking account.
*Overdraft Protection Transfer Fee is $10.00 per transfer