Atlantic Capital Bank is equipped with best-in-class technology which simplifies our clients’ banking experience. We work closely with clients to customize an effective online cash management plan that improves each company’s efficiency and profitability.
Service Options
Manage your cash inflows more effectively with:
- Remote Deposit Capture
- Cash Concentration
- Wholesale Lockbox
Remote Deposit Capture
Remote Deposit Capture, a simple process using a check scanning machine, enables your company to scan checks and submit the electronic images to Atlantic Capital Bank. The images are transmitted through our online banking system, Atlantic Capital Exchange. Atlantic Capital Bank processes these electronic check images and posts the deposits directly into the account you specify. Remote Deposit Capture eliminates trips to the bank and gives you access to your company’s deposited funds more quickly.
Depository Advantages with Remote Deposit Capture:
- Faster, more automated deposit process
- Reduces transaction errors due to automation
- No more courier fees or employee trips to the bank
- Minimizes manual processing
- Funds are deposited earlier and available sooner
- Deposit information is processed and transmitted from your office at your convenience
- Provides access to summary level information about data transmitted to the bank
- Deposits received before 6:00 p.m. are given same day ledger credit
- Direct Deposit of Payroll
- Pre-authorized Payments
- Tax Payments
- Business to Business Payments
- U.S. dollar ($) domestic wires
- U.S. dollar ($) international wires
- Foreign currency payments
- Positive Pay
- Debit Block
- ACH Filters
| Blue Business 100 | Gold Business 250 | Checking + Interest | Analysis | ||
|---|---|---|---|---|---|
| Number of Transactions Before Charge | 100 | 250 | 250 | N/A | |
| Per Item Charge Over | $0.25 | $0.25 | $0.25 | N/A | |
| Minimum Balance | N/A | $3,000 | $3,000 | N/A | |
| Service Charge Below Minimum | N/A | $10 per month | $10 per month | N/A | |
| Free Online Banking | N/A | ||||
| Free Online Bill Pay | N/A | ||||
| Mobile Banking | Not eligible | ||||
| Mobile Deposit | Not eligible | ||||
| Business Debit Card | |||||
| CardCash™ for Business Debit Cards* | Not eligible | ||||
| Access to Over 55,000 ATMs in Allpoint Network | |||||
| Treasury Services Options | None | Fee based, à la carte options | Fee based, à la carte options | Full suite of Treasury Services available |
Atlantic Capital Bank’s convenient online banking system, Atlantic Capital Exchange, allows your company to complete many of its banking and treasury-related transactions online.
Features include:
Balance Reporting
- Comprehensive account information
- Current and previous day balance and detail reports
- Online account summaries and statements
- Online loan reporting
Electronic Funds Transfer
- ACH Origination
- Wires (Domestic & International)
- Internal Transfers
Bill PayCash ConcentrationCheck Management
- Stop Payments
- Check Inquiry
- Check Photocopy
- Stop Cancel
Positive PayRemote Deposit Capture
- Foreign Exchange Services
- U.S. Dollar or Multi-Currency Accounts (MCA)
- Wire Transfer Services
- Documentary Collections Services
- Import Letters of Credit
